How to get a copy of your credit report

It is important that your bankruptcy paperwork list the names and addresses of all of your creditors. It may be helpful to get a copy of your credit report to review in gathering this information.

Get a free copy from this government sponsored web site:

Here is information on the companies that produce and distribute credit reports. You may want to get your credit report from more than one of these agencies, since the information they have on you may differ from agency to agency.



Phone: 1-800-311-4769


Mail: Experian, P.O. Box 2104, Allen, Texas 75013



Phone: 1-800-685-1111


Mail: Equifax, P.O. Box 105851, Atlanta, GA 30348-5851


Trans Union

Phone: 1-800-916-8800


Mail: TransUnion, P.O. Box 2000, Chester, PA 19022


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When requesting a credit report, include: Your full name, spouse’s full name (if appropriate), address, telephone number(s), social security number, drivers license number and birth date.